Invest in Mutual Funds
Diversify your portfolio with our expertly curated mutual fund options for long-term growth
Understanding Mutual Funds
Professional investment management made accessible to all investors
What is a Mutual Fund?
Mutual funds pool money from investors and are professionally managed by fund managers. They invest in a diversified portfolio of assets like stocks, bonds, gold, and other securities, offering opportunities for growth and income.
How Are Returns Earned?
Returns come from dividends, interest, or capital gains generated by the fund's investments. You may also earn profits (or incur losses) if you sell mutual fund units at a higher (or lower) price than your purchase cost.
How Does SIP Work?
A Systematic Investment Plan (SIP) allows you to invest a fixed amount regularly (e.g., monthly). The money is auto-debited from your bank account and used to buy mutual fund units based on the scheme's Net Asset Value (NAV). SIPs offer flexibility to align investments with your goals and risk tolerance.
Comprehensive Fund Categories
Choose the right fund based on your financial goals and risk appetite
Debt Funds
Invest in fixed-income securities like bonds for stable returns with lower risk than equities.
Hybrid Funds
Balanced approach with mix of equity and debt instruments for moderate risk-return profile.
Tax-Saving (ELSS)
Equity-linked savings schemes with tax benefits under Section 80C and 3-year lock-in period.
Liquid Funds
Invest in short-term debt instruments with maturities up to 91 days, offering high liquidity and low risk.
Arbitrage Funds
Profit from price differences between markets or instruments through simultaneous buy/sell.
Equity Fund Categories
Understanding market capitalization in equity investments
Large Cap Funds
Definition: Invest in top 100 companies by market capitalization (typically over ₹20,000 crores). These "blue-chip" stocks are considered stable and well-established.
Relatively stable among equity funds with moderate growth potential.
Mid Cap Funds
Definition: Invest in medium-sized companies with market capitalization between ₹5,000-20,000 crores.
Higher growth potential but more volatility than large caps.
Small Cap Funds
Definition: Invest in smaller companies (below ₹5,000 crores market cap) ranked 251st onwards by market value.
Highest growth potential but also highest volatility.
Multi Cap Funds
Definition: Invest across large, mid, and small-cap stocks (minimum 25% in each category) to capture growth opportunities across market segments.
Diversified exposure with flexibility to adapt to market conditions.
Flexi Cap Funds
Definition: Invest flexibly across large, mid, and small-cap stocks without any minimum allocation requirements.
Fund manager can dynamically adjust allocations based on market opportunities.
Large & Mid Cap Funds
Definition: Invest minimum 35% each in large-cap and mid-cap companies, offering a balance of stability and growth potential.
Combines the stability of large caps with growth potential of mid caps.
Fund Performance
Historical returns of our top-performing funds
| Fund Name | Category | 1 Year | 3 Years | 5 Years | Risk |
|---|---|---|---|---|---|
| Mirae Asset Small Cap Fund | Small Cap | +18.4% | +16.7% | +19.2% | High |
| Mirae Asset Large and Mid Cap Fund | Large & Mid Cap | +14.8% | +13.5% | +15.9% | Moderate |
| Canara Robeco Large Cap Fund | Large Cap | +12.6% | +11.8% | +14.3% | Moderate |
Frequently Asked Questions
SIP (Systematic Investment Plan) allows you to invest fixed amounts regularly (monthly/quarterly), benefiting from rupee cost averaging. Lump-sum is a one-time investment, suitable when you have a large amount to invest and market timing is favorable.
SWP (Systematic Withdrawal Plan) lets you withdraw fixed amounts at regular intervals from your mutual fund investments. It's useful for creating regular income streams from your investments while the remaining amount continues to grow.
Large-cap funds suit conservative investors seeking stable returns. Mid-cap funds balance growth and risk. Small-cap funds are for aggressive investors with long horizons. Multi-cap/flexi-cap funds provide diversified exposure across market caps.
Generally yes, as debt funds invest in fixed-income securities with lower volatility. However, they carry credit risk (default risk) and interest rate risk. Equity funds have higher risk but potential for higher long-term returns.
Arbitrage funds are suitable for conservative investors in higher tax brackets seeking better post-tax returns than savings accounts, especially in volatile markets. They typically offer stable returns with lower risk than equity funds.